SumUp USA vs Krisp
A detailed comparison to help you choose between SumUp USA and Krisp.
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Verdict: Krisp wins
Krisp scores 4.2/5, edging out SumUp USA at 3.7/5. Remote workers and call-heavy teams in noisy environments who want app-agnostic clean audio plus a bot-free meeting record from one install.
SumUp USA Betaalterminals & POS | Krisp AI noise cancellation for any call | |
|---|---|---|
| Rating | 3.7 (1 review) | 4.2 (1 review) |
| Pricing Model | paid | freemium |
| Starting Price | Pricing varies | Free tier available |
| Best For | Small merchants, market traders, cafés and service businesses that want to take card payments immediately with no monthly fee and own their hardware outright. | Remote workers and call-heavy teams in noisy environments who want app-agnostic clean audio plus a bot-free meeting record from one install. |
| Free Tier | ||
| API Access | ||
| Team Features | ||
| Open Source | ||
| Tags | — | free tiermobile app |
| Visit Krisp → |
SumUp USA
Pros
- + Setup took under fifteen minutes from unbox to first contactless payment in my testing, with no underwriting wait on the standard account
- + Flat, published pricing: 2.6% + 10¢ in person, 3.5% + 15¢ online/keyed, $0 monthly cost on the standard product — settlement matched the schedule in my test transactions
- + Hardware is owned outright (readers from $99), not rented, and some devices include free unlimited cellular connectivity
- + Broader ecosystem than the reader suggests: POS subscriptions from $99/mo, a SumUp Mastercard debit card for spending takings, and a developer transactions API
Cons
- - Flat-rate pricing is a convenience tax at scale — interchange-plus providers undercut it once volume is meaningful
- - Keyed transactions cost 3.5% + 15¢, a full point above in-person, so phone orders quietly raise your effective rate
- - Real retail features (advanced inventory, staff controls, loyalty, multi-location) sit in POS subscriptions at $99+/month
- - Payout scheduling and fund-hold discretion are standard aggregator risks — SumUp's terms allow payout timing control, so don't park cash flow you can't afford frozen
Krisp
Pros
- + Two-way noise cancellation held up against a mechanical keyboard and street noise in my test — far side reported clean audio
- + Works under Zoom, Teams, Meet, Discord and phone calls as a virtual device with no meeting bot
- + On-device processing for noise cancellation; fully private on-device transcription at Enterprise tier (krisp.ai/pricing)
- + Core at $8/user/month billed annually includes unlimited noise cancellation and an unlimited bot-free note-taker
- + MCP integration (Claude, ChatGPT, Cursor, custom) makes meeting data queryable from AI clients
Cons
- - No ongoing free plan — a 7-day trial only, then $8-16/user/month depending on billing (krisp.ai/pricing, Scribbl)
- - 8-12% CPU during active calls in my testing — noticeable on older hardware alongside video and screenshare
- - Action-item extraction produced generic entries without owners or dates in my sessions
- - Storage caps of 10GB (Core) / 60GB (Advanced) will bind heavy recorders
- - Accent conversion (1 hr/day on Core) is technically impressive but ethically loaded — enable it deliberately
Frequently Asked Questions
Which is better, SumUp USA or Krisp?▼
Krisp scores higher at 4.2/5 vs 3.7/5 for SumUp USA, making it the better-rated option in our comparison.
What is the difference between SumUp USA and Krisp?▼
SumUp USA: SumUp supplies card readers, point-of-sale systems and payment tools for small businesses, with no fixed contract. Krisp: Krisp removes background noise and echo from calls and takes AI meeting notes. It works as a layer under any conferencing or calling software.
Is SumUp USA or Krisp more affordable?▼
SumUp USA starts at €0/mo, Krisp starts at €0/mo. Check the comparison table above for current pricing.
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