Soldo vs Numeric
A detailed comparison to help you choose between Soldo and Numeric.
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Verdict: Numeric wins
Numeric scores 4.1/5, edging out Soldo at 4.0/5. Mid-market and enterprise accounting teams on NetSuite or Sage Intacct who want transaction-level close, reconciliation and flux automation and can run a sales-led evaluation.
Soldo Zakelijke uitgavenkaarten | Numeric AI-powered accounting automation and financial analysis | |
|---|---|---|
| Rating | 4.0 (1 review) | 4.1 (1 review) |
| Pricing Model | paid | paid |
| Starting Price | Pricing varies | From $99/mo |
| Best For | Incorporated European businesses that want to issue prepaid company cards with real pre-purchase spend controls and automated receipt-to-accounting flow, and can live within the Plus tier's feature set. | Mid-market and enterprise accounting teams on NetSuite or Sage Intacct who want transaction-level close, reconciliation and flux automation and can run a sales-led evaluation. |
| Free Tier | ||
| API Access | ||
| Team Features | ||
| Open Source | ||
| Tags | — | api accessteam features |
| Visit Numeric → |
Soldo
Pros
- + Controls fire before the money moves: per-card caps and merchant-category rules declined my test transaction at the point of sale instead of flagging it later
- + Card range is wider than most rivals — physical, virtual, temporary, multi-user company, fuel and subscription cards, all with Apple/Google Pay (soldo.com/en-gb/pricing)
- + Xero integration carried receipts and categories into reconciliation and removed the manual matching step in my trial; Capterra reviewers report 4-5 hours/week saved on receipt input
- + Transparent entry pricing at £27/£39 per month plus VAT with a 30-day trial and published financial-services fee summary, rather than sales-gated quotes (soldo.com/en-gb/pricing, at time of writing)
- + FCA-authorised e-money institution (ref 900459) and Mastercard-issued cards — regulated money, not a software wrapper; Trustpilot 4.89/5 from 1,761 reviews (April 2026, via businessexpert.co.uk)
Cons
- - No free plan and no service for sole traders — incorporated entities only (soldo.com/en-gb/questions)
- - Table-stakes features sit above Standard: OCR receipt verification, multi-currency wallets and advanced approvals all require Plus at £39/month
- - Nearly every serious integration is an add-on — NetSuite, Dynamics, SAP Concur, SSO, API, payroll CSV and Amazon Business all cost extra (soldo.com/en-gb/pricing)
- - Reporting is the recurring weakness in reviews: limited for advanced analysis, and PDF expense reports render attached invoice images at poor quality in my test
- - The 2023 move from per-card to per-user pricing raised costs for customers with non-spending users like accountants (Capterra reviews)
Numeric
Pros
- + Transaction-level ERP sync (NetSuite) made reconciliation difference-finding work on specific transactions in my testing, not just red/green flags
- + Flux analysis produced structured first drafts with the right variance drivers — usable after a senior accountant adds judgment
- + Setup measured in days: import close checklist, connect GL, launch; far lighter than BlackLine-style implementations
- + Numeric MCP exposes close data and workflows to Claude/ChatGPT, and App Studio/Agent Builder extend the same data core
- + Real financial backing ($51M Series B, Nov 2025, $89M total) and demanding named customers (Wealthfront, Brex, OpenAI, Plaid)
Cons
- - No published pricing at any tier since late September 2026 — every module routes to a demo, and the former $30/user Essentials tier was removed
- - Onboarding and data migration are scoped and priced separately but only surface once you are in a sales conversation
- - Billing & Revenue and ERP Replacement are new and unproven relative to the close product; ASC 606 handling is early-stage
- - Outcome metrics on the site (33% close reduction, 3x output, 95% cash match) are vendor-reported, not independently verified
- - No self-serve trial or free tier — small teams cannot evaluate without a sales process
Frequently Asked Questions
Which is better, Soldo or Numeric?▼
Numeric scores higher at 4.1/5 vs 4.0/5 for Soldo, making it the better-rated option in our comparison.
What is the difference between Soldo and Numeric?▼
Soldo: Soldo issues prepaid company Mastercards with spending rules per card, and collects receipts and expense data for the finance team. Numeric: Numeric is a platform for accounting teams covering the month-end close, reconciliations and reporting, with AI drafting variance explanations.
Is Soldo or Numeric more affordable?▼
Soldo starts at €0/mo, Numeric starts at €99/mo. Check the comparison table above for current pricing.
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