Refact AI vs Windsurf

A detailed comparison to help you choose between Refact AI and Windsurf.

Refact AI

Refact AI

Open-source AI coding assistant with self-hosting

Windsurf

Windsurf

The agentic IDE by Codeium

Rating4.9 (396 reviews)3.6 (695 reviews)
Pricing Modelfreemiumfreemium
Starting PriceFree tier availableFree tier available
Best ForPrivacy-conscious developers wanting a self-hosted AI code assistantDevelopers wanting Cursor-level AI coding with a free option
Free Tier
API Access
Team Features
Open Source
Tags
free tieropen sourcebyok
free tierbyok
Visit Refact AI →Visit Windsurf →

Refact AI

Pros

  • + Self-hostable for privacy
  • + Open-source
  • + Usage statistics and analytics

Cons

  • - Self-hosting setup required
  • - Less capable than Cursor
View full Refact AIreview →

Windsurf

Pros

  • + Agentic multi-file editing
  • + Generous free tier
  • + Fast and responsive

Cons

  • - Newer than Cursor
  • - Smaller ecosystem of extensions
View full Windsurfreview →

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