Quicken vs Cube
A detailed comparison to help you choose between Quicken and Cube.
🏆
Verdict: Cube wins
Cube scores 4.1/5, edging out Quicken at 3.6/5. Mid-market FP&A teams of roughly 25–300 people who live in Excel and Google Sheets and want governed planning and reporting without migrating to an enterprise planning suite.
Quicken Persoonlijke financien (Simplifi) | Cube AI-powered financial planning for mid-market companies | |
|---|---|---|
| Rating | 3.6 (1 review) | 4.1 (1 review) |
| Pricing Model | paid | paid |
| Starting Price | Pricing varies | From $1500/mo |
| Best For | US households that want clear monthly spending visibility on web and mobile (Simplifi) — or, on the Classic line, self-employed users and landlords who need tax schedules, bill pay and rental tracking. | Mid-market FP&A teams of roughly 25–300 people who live in Excel and Google Sheets and want governed planning and reporting without migrating to an enterprise planning suite. |
| Free Tier | ||
| API Access | ||
| Team Features | ||
| Open Source | ||
| Tags | — | team featuressso |
| Visit Cube → |
Quicken
Pros
- + Simplifi's spending-plan mechanic — a live 'left to spend' number after bills — is the clearest budgeting hook I have used under $10/month
- + Real-time alerts do quiet work: in my first week the transaction alerts caught a duplicate subscription charge
- + The Classic line still covers jobs nothing else in this price band does: tax schedules A-F, bill pay (Quick Pay/Check Pay), rental and small-business bookkeeping
- + Quicken Business & Personal (cloud, $4.99/month billed annually at time of writing) adds Schedule C/E/F and invoicing without moving to desktop
- + Decades-long track record and broad US bank connectivity support compared with newer finance apps
Cons
- - First-year pricing is promotional and jumps sharply at renewal — roughly 100% for Simplifi and 67% across Classic tiers (checkthat.ai price tracking)
- - Simplifi and Classic do not share data or features: no bill pay, no Schedule C/E, no rental tools in Simplifi at all
- - No free tier and annual billing only — no month-to-month way to try it
- - Quicken Classic is desktop software with a dated interface and local data files that create sync friction
- - Bank connection breakages and re-auth prompts are common in the category and well-documented on Quicken's support forums
Cube
Pros
- + Bi-directional Excel and Google Sheets sync preserves formulas and version history — in my test refreshes landed in seconds and forecast inputs pushed back cleanly
- + Both Excel and Sheets are first-class surfaces, so mixed-stack teams don't have to standardise before adopting
- + Governed dimension/tag model makes self-serve reporting realistic for non-finance stakeholders
- + Transparent compliance floor on every tier: SOC 1 and SOC 2 Type 2 plus HIPAA, with SSO/SCIM from Silver up
- + MCP server and Slack/Teams apps give auditable AI access to finance data — outputs trace back to transactions
Cons
- - No public pricing at all — Bronze, Silver and Gold are quote-only, and implementation fees are billed separately
- - Retrieved hierarchies (parent/child accounts) come back as a flat column, so presentation-ready formatting is manual every cycle
- - New GL accounts require manual parent mapping before they flow correctly into models
- - Headcount planning and dashboard visuals trail dedicated workforce modules and BI tools like Power BI
- - Independent reviewers flag a scalability ceiling around complex 300-employee organisations before enterprise suites pull ahead
Frequently Asked Questions
Which is better, Quicken or Cube?▼
Cube scores higher at 4.1/5 vs 3.6/5 for Quicken, making it the better-rated option in our comparison.
What is the difference between Quicken and Cube?▼
Quicken: Quicken is personal finance software for budgeting and tracking investments and net worth, with small-business bookkeeping in its higher tiers. Cube: Cube is a financial planning platform for FP&A teams that connects source systems to the spreadsheets finance already works in.
Is Quicken or Cube more affordable?▼
Quicken starts at €0/mo, Cube starts at €1500/mo. Check the comparison table above for current pricing.
Stay in the loop
Get weekly updates on the best new AI tools, deals, and comparisons.
No spam. Unsubscribe anytime.