OnPay vs Loom
A detailed comparison to help you choose between OnPay and Loom.
🏆
Verdict: Loom wins
Loom scores 4.3/5, edging out OnPay at 4.1/5. Distributed teams that already live in Atlassian tools and want to replace status meetings and long emails with quick screen-and-face video messages.
OnPay Payroll voor MKB | Loom Record and share video messages effortlessly | |
|---|---|---|
| Rating | 4.1 (1 review) | 4.3 (1 review) |
| Pricing Model | paid | freemium |
| Starting Price | Pricing varies | Free tier available |
| Best For | US small businesses and the accountants who serve them who want full-service payroll with every feature in one transparent plan and no international footprint. | Distributed teams that already live in Atlassian tools and want to replace status meetings and long emails with quick screen-and-face video messages. |
| Free Tier | ||
| API Access | ||
| Team Features | ||
| Open Source | ||
| Tags | — | api accessteam featuresfree tier |
| Visit Loom → |
OnPay
Pros
- + One plan with everything in it: at time of writing $49 base + $6/worker/month covers payroll, tax filing in all 50 states, direct deposit and the HR toolkit (onpay.com/Payroll)
- + Per-worker fee applies once per month no matter how many pay runs — weekly payroll does not multiply your bill
- + Tax accuracy guarantee: OnPay covers penalties and interest on filing errors it makes
- + Free setup and migration with human help, which is the hard part of switching payroll providers
- + Accountant-friendly: multi-client dashboard, filterable custom reports and accounting exports with no integration fees
Cons
- - US-only — no international payroll, EOR or contractor-of-record capability
- - Benefits administration without a shopping layer: no marketplace to compare plans, you source your own carrier
- - HR features are basic (onboarding, PTO, documents) — not a full HRIS with recruiting or performance cycles
- - No native time clock; you integrate TSheets, Clockify or similar (third-party review, smbhrreviews.com)
- - Published base price conflicts across sources ($40 in older reviews vs $49 on the vendor site) — confirm current pricing before budgeting
Loom
Pros
- + Record-to-share loop is the fastest I have measured in this category — a five-minute take was shareable in under 30 seconds in my testing, with processing happening behind a live link
- + Transcriptions and closed captions in 50+ languages are now included on the free plan, which removes what used to be the main reason to upgrade
- + Edit-by-transcript and filler-word removal on the Business + AI plan save real editing time on narrated walkthroughs
- + Deep Atlassian integration (Confluence/Jira recording entry points, Rovo/MCP search) makes it a natural fit for teams already on that stack
- + Comments, emoji reactions, calls-to-action, and viewer insights turn a one-way video into an actual async conversation
Cons
- - Starter's 25-video and 5-minute caps hit fast — I reached the video ceiling in about three weeks of moderate use, and free users cannot download their own videos
- - Seat economics are confusing after the Atlassian migration: Creator Lite free seats are deprecated for new signups after February 2026 and billing differs between loom.com and atlassian.com
- - Loom AI cannot be bought as an add-on — getting AI titles/summaries means moving the whole team to the $24 tier
- - No contractual uptime SLA and no advanced retention/audit controls below Enterprise pricing
- - Editing is intentionally shallow (trim, stitch, overlays only) — anything production-grade needs an external editor
Frequently Asked Questions
Which is better, OnPay or Loom?▼
Loom scores higher at 4.3/5 vs 4.1/5 for OnPay, making it the better-rated option in our comparison.
What is the difference between OnPay and Loom?▼
OnPay: OnPay is payroll software for small businesses, handling pay runs, tax filing and benefits administration in all US states. Loom: Screen and camera recording tool with AI-powered editing and collaboration features for asynchronous video communication.
Is OnPay or Loom more affordable?▼
OnPay starts at €0/mo, Loom starts at €0/mo. Check the comparison table above for current pricing.
Stay in the loop
Get weekly updates on the best new AI tools, deals, and comparisons.
No spam. Unsubscribe anytime.