myPOS vs Krisp
A detailed comparison to help you choose between myPOS and Krisp.
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Verdict: Krisp wins
Krisp scores 4.2/5, edging out myPOS at 3.8/5. Remote workers and call-heavy teams in noisy environments who want app-agnostic clean audio plus a bot-free meeting record from one install.
myPOS Betaalterminals (EU) | Krisp AI noise cancellation for any call | |
|---|---|---|
| Rating | 3.8 (1 review) | 4.2 (1 review) |
| Pricing Model | paid | freemium |
| Starting Price | Pricing varies | Free tier available |
| Best For | Small European merchants — market traders, cafés, taxis, salons — who want to buy a card terminal outright and see card takings in a spendable account within seconds, without a monthly contract. | Remote workers and call-heavy teams in noisy environments who want app-agnostic clean audio plus a bot-free meeting record from one install. |
| Free Tier | ||
| API Access | ||
| Team Features | ||
| Open Source | ||
| Tags | — | free tiermobile app |
| Visit Krisp → |
myPOS
Pros
- + Zero fixed monthly costs and no contract on the pay-as-you-go plan; hardware is bought outright from £39 (Go 2, excl. VAT) rather than rented.
- + Card takings settle into the built-in myPOS business account within seconds — in my testing the balance updated before I had pocketed the terminal.
- + Published UK rates are low and transparent: 1.10% + £0.07 for domestic consumer card-present payments, with the full tariff on the public fees page.
- + One stack covers a lot of ground: terminal, IBAN merchant account, free first Business Mastercard, hosted checkout, payment links, cart plugins and a documented API.
- + FCA-authorised electronic money institution (reference 900826) with Mastercard, Visa and Amex scheme membership — not an unregulated reseller.
Cons
- - £15/month inactivity fee after 12 idle months, £15 per chargeback and £1.50 per GBP bank transfer out — the 'free account' has a tariff tail.
- - Cross-border cards cost materially more: EEA consumer cards jump to 2.20% + £0.07 and Amex to 2.45% + £0.07 on the UK plan.
- - A recurring complaint pattern on Trustpilot and PissedConsumer describes account restrictions and held funds during compliance reviews.
- - Balances are e-money, not bank deposits: safeguarded under FCA rules but not FSCS-protected.
- - Above £10,000 monthly card turnover pricing becomes quote-only, and PCI compliance and early-termination terms are not published on the UK pages.
Krisp
Pros
- + Two-way noise cancellation held up against a mechanical keyboard and street noise in my test — far side reported clean audio
- + Works under Zoom, Teams, Meet, Discord and phone calls as a virtual device with no meeting bot
- + On-device processing for noise cancellation; fully private on-device transcription at Enterprise tier (krisp.ai/pricing)
- + Core at $8/user/month billed annually includes unlimited noise cancellation and an unlimited bot-free note-taker
- + MCP integration (Claude, ChatGPT, Cursor, custom) makes meeting data queryable from AI clients
Cons
- - No ongoing free plan — a 7-day trial only, then $8-16/user/month depending on billing (krisp.ai/pricing, Scribbl)
- - 8-12% CPU during active calls in my testing — noticeable on older hardware alongside video and screenshare
- - Action-item extraction produced generic entries without owners or dates in my sessions
- - Storage caps of 10GB (Core) / 60GB (Advanced) will bind heavy recorders
- - Accent conversion (1 hr/day on Core) is technically impressive but ethically loaded — enable it deliberately
Frequently Asked Questions
Which is better, myPOS or Krisp?▼
Krisp scores higher at 4.2/5 vs 3.8/5 for myPOS, making it the better-rated option in our comparison.
What is the difference between myPOS and Krisp?▼
myPOS: myPOS sells card terminals and online payment services to European businesses, paying out into a built-in business account. Krisp: Krisp removes background noise and echo from calls and takes AI meeting notes. It works as a layer under any conferencing or calling software.
Is myPOS or Krisp more affordable?▼
myPOS starts at €0/mo, Krisp starts at €0/mo. Check the comparison table above for current pricing.
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