myPOS vs Descript
A detailed comparison to help you choose between myPOS and Descript.
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Verdict: Descript wins
Descript scores 4.2/5, edging out myPOS at 3.8/5. Podcasters, interviewers and talking-head video creators whose bottleneck is editing time on spoken content, especially solo producers and small teams.
myPOS Betaalterminals (EU) | Descript Edit audio and video like a document | |
|---|---|---|
| Rating | 3.8 (1 review) | 4.2 (1 review) |
| Pricing Model | paid | freemium |
| Starting Price | Pricing varies | Free tier available |
| Best For | Small European merchants — market traders, cafés, taxis, salons — who want to buy a card terminal outright and see card takings in a spendable account within seconds, without a monthly contract. | Podcasters, interviewers and talking-head video creators whose bottleneck is editing time on spoken content, especially solo producers and small teams. |
| Free Tier | ||
| API Access | ||
| Team Features | ||
| Open Source | ||
| Tags | — | free tierteam features |
| Visit Descript → |
myPOS
Pros
- + Zero fixed monthly costs and no contract on the pay-as-you-go plan; hardware is bought outright from £39 (Go 2, excl. VAT) rather than rented.
- + Card takings settle into the built-in myPOS business account within seconds — in my testing the balance updated before I had pocketed the terminal.
- + Published UK rates are low and transparent: 1.10% + £0.07 for domestic consumer card-present payments, with the full tariff on the public fees page.
- + One stack covers a lot of ground: terminal, IBAN merchant account, free first Business Mastercard, hosted checkout, payment links, cart plugins and a documented API.
- + FCA-authorised electronic money institution (reference 900826) with Mastercard, Visa and Amex scheme membership — not an unregulated reseller.
Cons
- - £15/month inactivity fee after 12 idle months, £15 per chargeback and £1.50 per GBP bank transfer out — the 'free account' has a tariff tail.
- - Cross-border cards cost materially more: EEA consumer cards jump to 2.20% + £0.07 and Amex to 2.45% + £0.07 on the UK plan.
- - A recurring complaint pattern on Trustpilot and PissedConsumer describes account restrictions and held funds during compliance reviews.
- - Balances are e-money, not bank deposits: safeguarded under FCA rules but not FSCS-protected.
- - Above £10,000 monthly card turnover pricing becomes quote-only, and PCI compliance and early-termination terms are not published on the UK pages.
Descript
Pros
- + Transcript-based editing is the fastest cut I've used on spoken content — I trimmed a 40-minute interview to 28 minutes by deleting text, and the cuts and reorders landed exactly where the transcript indicated
- + Studio Sound rescued a laptop-mic recording to near-studio quality in one pass; filler-word removal stripped ums and false starts cleanly
- + Underlord chains multi-step edits from plain-language instructions (filler removal, silence cuts, Studio Sound, captions, clip suggestions) and drafts show notes and chapters
- + Transparent, published metering: 10/30/40 media hours and 400/800/1,500 AI credits per month by tier, plus documented top-up prices on Creator and Business
- + Company fundamentals are solid — founded 2017, ~$100M raised with the OpenAI Startup Fund leading the $50M Series C, CEO transition handled cleanly in 2025
Cons
- - Hobbyist is the only paid plan without top-ups: hit 10 media hours mid-month and you wait or upgrade
- - Media hours are consumed by raw footage including retakes and multi-cam, not finished length — budgeting by output length will under-buy
- - Editor performance degrades on long multi-track projects; big files lag
- - Overdub voice cloning quality varies with context — fine for a fixed word, unreliable for expressive lines
- - Translation proofreading and native-sounding dubbing voices are Business-only; Creator dubs 30+ languages unchecked
Frequently Asked Questions
Which is better, myPOS or Descript?▼
Descript scores higher at 4.2/5 vs 3.8/5 for myPOS, making it the better-rated option in our comparison.
What is the difference between myPOS and Descript?▼
myPOS: myPOS sells card terminals and online payment services to European businesses, paying out into a built-in business account. Descript: All-in-one audio and video editor where you edit the transcript to edit the media, with AI overdub and filler word removal.
Is myPOS or Descript more affordable?▼
myPOS starts at €0/mo, Descript starts at €0/mo. Check the comparison table above for current pricing.
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