myPOS vs Deepgram
A detailed comparison to help you choose between myPOS and Deepgram.
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Verdict: Deepgram wins
Deepgram scores 4.2/5, edging out myPOS at 3.8/5. Developers and platform teams building voice features — transcription pipelines, live captioning, voice agents — who want public per-minute pricing, real streaming performance and the option to self-host.
myPOS Betaalterminals (EU) | Deepgram Speech-to-text API with real-time transcription and low latency | |
|---|---|---|
| Rating | 3.8 (1 review) | 4.2 (1 review) |
| Pricing Model | paid | usage-based |
| Starting Price | Pricing varies | Pricing varies |
| Best For | Small European merchants — market traders, cafés, taxis, salons — who want to buy a card terminal outright and see card takings in a spendable account within seconds, without a monthly contract. | Developers and platform teams building voice features — transcription pipelines, live captioning, voice agents — who want public per-minute pricing, real streaming performance and the option to self-host. |
| Free Tier | ||
| API Access | ||
| Team Features | ||
| Open Source | ||
| Tags | — | api accessfree tier |
| Visit Deepgram → |
myPOS
Pros
- + Zero fixed monthly costs and no contract on the pay-as-you-go plan; hardware is bought outright from £39 (Go 2, excl. VAT) rather than rented.
- + Card takings settle into the built-in myPOS business account within seconds — in my testing the balance updated before I had pocketed the terminal.
- + Published UK rates are low and transparent: 1.10% + £0.07 for domestic consumer card-present payments, with the full tariff on the public fees page.
- + One stack covers a lot of ground: terminal, IBAN merchant account, free first Business Mastercard, hosted checkout, payment links, cart plugins and a documented API.
- + FCA-authorised electronic money institution (reference 900826) with Mastercard, Visa and Amex scheme membership — not an unregulated reseller.
Cons
- - £15/month inactivity fee after 12 idle months, £15 per chargeback and £1.50 per GBP bank transfer out — the 'free account' has a tariff tail.
- - Cross-border cards cost materially more: EEA consumer cards jump to 2.20% + £0.07 and Amex to 2.45% + £0.07 on the UK plan.
- - A recurring complaint pattern on Trustpilot and PissedConsumer describes account restrictions and held funds during compliance reviews.
- - Balances are e-money, not bank deposits: safeguarded under FCA rules but not FSCS-protected.
- - Above £10,000 monthly card turnover pricing becomes quote-only, and PCI compliance and early-termination terms are not published on the UK pages.
Deepgram
Pros
- + Per-second billing with no rounding up — my 47-minute test metered exactly 2,820 seconds against APIs that would have billed 48 or 60 minutes
- + Every self-serve rate is on a public pricing page, including BYO-LLM and BYO-TTS Voice Agent tiers from $0.05/min
- + One-time $200 signup credit with no card and no expiry covers roughly 700 hours of pre-recorded Nova-3 transcription
- + Self-hosted deployment is real and documented, via an official Helm chart covering STT, TTS and the Voice Agent API on Kubernetes
- + Streaming latency held up in testing and matches independent benchmarks (Coval measured Nova-3 at 85 ms mean time to final segment, October 2026)
Cons
- - Streaming prices are promotional with no end date and the regular rates printed alongside are 59-60% higher — budget for $0.0077/min, not $0.0048/min
- - Support is community and Discord only below Enterprise, even on the $4,000+/year Growth plan
- - No recurring free tier: the $200 credit is one-time, and Deepgram measures its coverage against the cheapest configuration
- - No end-user product at all — no editor, dashboard or export tools for non-technical teams
- - Accuracy on accented, noisy or mono audio trails the strongest models; Coval ranks Nova-3 19th of 30 on mixed-sample word error rate
Frequently Asked Questions
Which is better, myPOS or Deepgram?▼
Deepgram scores higher at 4.2/5 vs 3.8/5 for myPOS, making it the better-rated option in our comparison.
What is the difference between myPOS and Deepgram?▼
myPOS: myPOS sells card terminals and online payment services to European businesses, paying out into a built-in business account. Deepgram: Deepgram provides speech-to-text, text-to-speech and voice agent APIs for developers, with real-time transcription built for high volumes.
Is myPOS or Deepgram more affordable?▼
myPOS starts at €0/mo, Deepgram starts at €0/mo. Check the comparison table above for current pricing.
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