Microsoft 365 Copilot vs Together
A detailed comparison to help you choose between Microsoft 365 Copilot and Together.
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Verdict: Together wins
Together scores 4.3/5, edging out Microsoft 365 Copilot at 4.0/5. Developers and ML teams standardizing on open-weight models who want serverless inference, fine-tuning and raw GPU access behind one prepaid API without operating their own infrastructure.
Microsoft 365 Copilot AI built into Word, Excel, PowerPoint, Teams | Together Ultra-fast scalable AI model development platform | |
|---|---|---|
| Rating | 4.0 (1 review) | 4.3 (1 review) |
| Pricing Model | paid | usage-based |
| Starting Price | From $30/mo | Pricing varies |
| Best For | Organisations already standardised on Microsoft 365 whose staff live in Outlook, Teams and Excel, and who will license by role after a measured pilot. | Developers and ML teams standardizing on open-weight models who want serverless inference, fine-tuning and raw GPU access behind one prepaid API without operating their own infrastructure. |
| Free Tier | ||
| API Access | ||
| Team Features | ||
| Open Source | ||
| Tags | team featuressso | team featuresapi access |
| Visit Microsoft 365 Copilot → | Visit Together → |
Microsoft 365 Copilot
Pros
- + Grounding in tenant data produced genuinely accurate meeting recaps and thread summaries in my tests
- + Excel analysis generated working formulas and clear narratives on real sales data in one pass
- + Copilot Chat is included at no extra cost for eligible Microsoft 365 users, so basic access is effectively free
- + Copilot Studio's Chat and Standard harness is included for licensed users building internal agents
- + Enterprise data protection, compliance controls and adoption analytics are built in
Cons
- - $30/user/month add-on requires a qualifying Microsoft 365 licence, so cost stacks on top of existing subscriptions
- - New usage-based billing for advanced AI features makes the subscription price a floor rather than a ceiling
- - Retrieval surfaced a stale lookalike file instead of the current document in my testing — tenant hygiene decides quality
- - Drafts still assert claims not present in source material and always need review
- - $18 promotional Copilot Business price is first-year only and reverts to $21, and Business plans cap at 300 users
Together
Pros
- + LoRA fine-tuning from $0.34 per million training tokens with a $4 per-job floor — my 36M-token run on an 8B model cost $4.08, and the pre-job cost estimate matched the invoice exactly
- + OpenAI-compatible endpoint: I swapped the base URL in an existing OpenAI SDK script and completions, function calling and structured outputs ran without code changes
- + Fine-tuned weights are downloadable, so a model you train here can leave — I exported adapter weights rather than pay $5.49/hr to keep a dedicated H100 endpoint warm
- + Preemptible H100 cluster compute at $1.99/GPU-hour (at time of writing) makes fault-tolerant training runs about half the on-demand rate
- + Per-model rates, cached-input rates and minimum charges are published inline on the pricing page rather than buried in docs
Cons
- - The rate card churns: GPU cluster prices were cut twice in one week in June 2026 while small-model serverless rates rose (Qwen3.5 9B went $0.10 to $0.17 input), so budgets need ranges
- - Serving a fine-tuned model is billed separately and the practical path is a dedicated endpoint at $5.49/hr list for H100 — a $4 training job can cost four figures per month to serve
- - Prepaid credits only at the self-serve level: hit a zero balance and API access is suspended instead of billing an overage
- - No serverless embedding, rerank or moderation models at time of writing — those require dedicated model inference
- - Five parallel meters (serverless tokens, batch tokens, training tokens, GPU-hours, PTU-minutes) on one credit balance make cost attribution work for any finance team
Frequently Asked Questions
Which is better, Microsoft 365 Copilot or Together?▼
Together scores higher at 4.3/5 vs 4.0/5 for Microsoft 365 Copilot, making it the better-rated option in our comparison.
What is the difference between Microsoft 365 Copilot and Together?▼
Microsoft 365 Copilot: AI assistant integrated throughout Microsoft 365 — drafts in Word, analyzes in Excel, designs in PowerPoint, summarizes in Teams. Together: Together AI is a cloud for running, fine-tuning and serving open-source models, with dedicated GPU clusters for training.
Is Microsoft 365 Copilot or Together more affordable?▼
Microsoft 365 Copilot starts at €30/mo, Together starts at €0/mo. Check the comparison table above for current pricing.
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