Fiscal.ai vs Numeric

A detailed comparison to help you choose between Fiscal.ai and Numeric.

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Verdict: Numeric wins

Numeric scores 4.1/5, edging out Fiscal.ai at 3.9/5. Mid-market and enterprise accounting teams on NetSuite or Sage Intacct who want transaction-level close, reconciliation and flux automation and can run a sales-led evaluation.

Fiscal.ai

Fiscal.ai

AI research assistant for public-company financials

Numeric

Numeric

AI-powered accounting automation and financial analysis

Rating3.9 (1 review)4.1 (1 review)
Pricing Modelfreemiumpaid
Starting PriceFree tier availableFrom $99/mo
Best ForRetail and independent analysts doing fundamental research on public companies who want AI answers they can trace back to filings.Mid-market and enterprise accounting teams on NetSuite or Sage Intacct who want transaction-level close, reconciliation and flux automation and can run a sales-led evaluation.
Free Tier
API Access
Team Features
Open Source
Tags
free tier
api accessteam features
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Fiscal.ai

Pros

  • + Click-through audit to filing: on Max, every Copilot figure links to the exact filing page it came from — I traced several figures and the links landed on the right source paragraph
  • + Same database is available as REST API, webhooks and an MCP server (api.fiscal.ai/mcp) with an official Claude connector, so research data flows into your AI tools
  • + Free tier includes ten years of annual financials — enough for a real trend check before paying
  • + Copilot does cross-document analysis on Pro (10-K vs earnings-call tone), which is more useful than single-document summaries
  • + $79/month Max undercuts mid-market terminals dramatically while keeping standardized and as-reported figures side by side

Cons

  • - No real-time quotes anywhere, and no options or futures — delayed fundamentals data only
  • - Financial-data export is Max-only and stops at the US, Canada, ADRs, the UK and the EU despite 100K+ stock coverage
  • - API transcript and news history is months deep, not years (news starts late April 2026), which limits backtesting
  • - The API/MCP subscription publishes no price and bills annually, so infrastructure cost needs a sales call
  • - Company is young (FinChat launched 2023, $10M Series A June 2025) — thin operating history compared with incumbent data vendors
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Numeric

Pros

  • + Transaction-level ERP sync (NetSuite) made reconciliation difference-finding work on specific transactions in my testing, not just red/green flags
  • + Flux analysis produced structured first drafts with the right variance drivers — usable after a senior accountant adds judgment
  • + Setup measured in days: import close checklist, connect GL, launch; far lighter than BlackLine-style implementations
  • + Numeric MCP exposes close data and workflows to Claude/ChatGPT, and App Studio/Agent Builder extend the same data core
  • + Real financial backing ($51M Series B, Nov 2025, $89M total) and demanding named customers (Wealthfront, Brex, OpenAI, Plaid)

Cons

  • - No published pricing at any tier since late September 2026 — every module routes to a demo, and the former $30/user Essentials tier was removed
  • - Onboarding and data migration are scoped and priced separately but only surface once you are in a sales conversation
  • - Billing & Revenue and ERP Replacement are new and unproven relative to the close product; ASC 606 handling is early-stage
  • - Outcome metrics on the site (33% close reduction, 3x output, 95% cash match) are vendor-reported, not independently verified
  • - No self-serve trial or free tier — small teams cannot evaluate without a sales process
View full Numericreview →

Frequently Asked Questions

Which is better, Fiscal.ai or Numeric?▼
Numeric scores higher at 4.1/5 vs 3.9/5 for Fiscal.ai, making it the better-rated option in our comparison.
What is the difference between Fiscal.ai and Numeric?▼
Fiscal.ai: Fiscal.ai, formerly FinChat, answers questions about public companies from their filings, segment data and estimates. Numeric: Numeric is a platform for accounting teams covering the month-end close, reconciliations and reporting, with AI drafting variance explanations.
Is Fiscal.ai or Numeric more affordable?▼
Fiscal.ai starts at €0/mo, Numeric starts at €99/mo. Check the comparison table above for current pricing.

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