Fiscal.ai vs Cube
A detailed comparison to help you choose between Fiscal.ai and Cube.
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Verdict: Cube wins
Cube scores 4.1/5, edging out Fiscal.ai at 3.9/5. Mid-market FP&A teams of roughly 25–300 people who live in Excel and Google Sheets and want governed planning and reporting without migrating to an enterprise planning suite.
Fiscal.ai AI research assistant for public-company financials | Cube AI-powered financial planning for mid-market companies | |
|---|---|---|
| Rating | 3.9 (1 review) | 4.1 (1 review) |
| Pricing Model | freemium | paid |
| Starting Price | Free tier available | From $1500/mo |
| Best For | Retail and independent analysts doing fundamental research on public companies who want AI answers they can trace back to filings. | Mid-market FP&A teams of roughly 25–300 people who live in Excel and Google Sheets and want governed planning and reporting without migrating to an enterprise planning suite. |
| Free Tier | ||
| API Access | ||
| Team Features | ||
| Open Source | ||
| Tags | free tier | team featuressso |
| Visit Fiscal.ai → | Visit Cube → |
Fiscal.ai
Pros
- + Click-through audit to filing: on Max, every Copilot figure links to the exact filing page it came from — I traced several figures and the links landed on the right source paragraph
- + Same database is available as REST API, webhooks and an MCP server (api.fiscal.ai/mcp) with an official Claude connector, so research data flows into your AI tools
- + Free tier includes ten years of annual financials — enough for a real trend check before paying
- + Copilot does cross-document analysis on Pro (10-K vs earnings-call tone), which is more useful than single-document summaries
- + $79/month Max undercuts mid-market terminals dramatically while keeping standardized and as-reported figures side by side
Cons
- - No real-time quotes anywhere, and no options or futures — delayed fundamentals data only
- - Financial-data export is Max-only and stops at the US, Canada, ADRs, the UK and the EU despite 100K+ stock coverage
- - API transcript and news history is months deep, not years (news starts late April 2026), which limits backtesting
- - The API/MCP subscription publishes no price and bills annually, so infrastructure cost needs a sales call
- - Company is young (FinChat launched 2023, $10M Series A June 2025) — thin operating history compared with incumbent data vendors
Cube
Pros
- + Bi-directional Excel and Google Sheets sync preserves formulas and version history — in my test refreshes landed in seconds and forecast inputs pushed back cleanly
- + Both Excel and Sheets are first-class surfaces, so mixed-stack teams don't have to standardise before adopting
- + Governed dimension/tag model makes self-serve reporting realistic for non-finance stakeholders
- + Transparent compliance floor on every tier: SOC 1 and SOC 2 Type 2 plus HIPAA, with SSO/SCIM from Silver up
- + MCP server and Slack/Teams apps give auditable AI access to finance data — outputs trace back to transactions
Cons
- - No public pricing at all — Bronze, Silver and Gold are quote-only, and implementation fees are billed separately
- - Retrieved hierarchies (parent/child accounts) come back as a flat column, so presentation-ready formatting is manual every cycle
- - New GL accounts require manual parent mapping before they flow correctly into models
- - Headcount planning and dashboard visuals trail dedicated workforce modules and BI tools like Power BI
- - Independent reviewers flag a scalability ceiling around complex 300-employee organisations before enterprise suites pull ahead
Frequently Asked Questions
Which is better, Fiscal.ai or Cube?▼
Cube scores higher at 4.1/5 vs 3.9/5 for Fiscal.ai, making it the better-rated option in our comparison.
What is the difference between Fiscal.ai and Cube?▼
Fiscal.ai: Fiscal.ai, formerly FinChat, answers questions about public companies from their filings, segment data and estimates. Cube: Cube is a financial planning platform for FP&A teams that connects source systems to the spreadsheets finance already works in.
Is Fiscal.ai or Cube more affordable?▼
Fiscal.ai starts at €0/mo, Cube starts at €1500/mo. Check the comparison table above for current pricing.
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